Top 10 FinTech Startups


Financial technology or simply Fintech is one of the prominent lines of business nowadays. Fintech projects mostly focus on providing software infrastructure for finance-related activities. There is a great number of new innovative projects that we all can benefit from and Fintech projects help those initiatives with finance-related issues. Today we would like to present top 10 Fintech Startups that deserver your attention.

1. SDK.Finance

It is probably the most innovative and versatile Fintech company on this list. It is the back-end software for the quickest technological start of any FinTech products. The company has recently won the best Fintech startup of 2015 award hosted by Central European Startup Awards. Loyalty programs, Gift cards, E-wallets, Payment systems, Billing systems, Bitcoin based services, Mobile payments, P2P money transfer, Lending platforms and other finance products can be built with back-end software in the shortest terms. Companies usually spend about a year working on the prototype. By using that time can be cut as little as three months. With you reduce time spend in 4 times and cost in 10 times.

This startup might be that universal solution that most entrepreneurs are desperate to get. It is a “helper” software product for FinTech entrepreneurs.

2. Wealthfront

It is an automated financial advisory solution that currently has over 1 billion of assest under management. The company’s income according to their CEO Adam Nash is a result of progressive investors putting trust into software rather than star managers. This company does have competition with products like Intelligent Portfolios, Personal Capital, Betterment and similar but Wealthfront is one of de facto leaders in the domain.

3. Epiphyte

It is a young company, which provides banks with tools to deal with Bitcoin and other crypto currencies. The popularity of Bitcoin has now made it a type of asset and many financial institutions are in a great need of assets. Epiphyte, among other things has participated in Startupbootcamp’s Fintech accelerator in London.

4. Astropay

5. Tipalti

6. WePay

WePay chooses a very specific Fintech segment, which is on-line payments for platforms. The company developed its first product to simplify the process of pooling money and making single payment. As of now the minds behind the project have focused on their payment API, which takes this idea to another level, namely enabling crowd-funding sites to collect payments from multiple customers and disburse them to separate merchants. This approach seems to be working fine as that same API has helped to grow the company’s revenue by 600% percent in the last of couple of years, also more than 300 different platforms now use it on a regular basis.

7. Square

8. The Currency Cloud

The Currency Cloud really took off in the recent years and took a solid share in international payments. This is quite unusual as this domain has always been controlled by banks. What makes its different is the ability to quickly integrate new features and integrate nicely with new platforms, which banks have always been failing to do well. The company has already reached half a billion dollars or payments a month point.

9. Zipmark

Zipmark started with a solution to help small businesses minimize the time they have to wait for payments. Basically, it moves the check payments on-line and processes them overnight. After verification is done the company enables the so-called digital check that makes payment transfer a matter of a single button click. Currently bigger companies (even those dealing with real estate) start to adopt Zipmark.

10. Flint

Flint can be compared to Square. In essence, it offers a processing system for mobile payments. It aims to free those businesses from set-up fees that come along when using point-of-sale systems. Flint takes the simplicity concept even further than Square: you do not need to use specific hardware device. Their app simply scans credit/debit cards using device’s camera. Company is still a modest player but its app already has 150000 downloads and the number is growing.

Overall, it is worth mentioning that the domain of Fintech has a lot to offer these days and whether you are an entrepreneur or a big company you definitely have a lot to choose from.



    Ropes — Fast Strings

    Most of us work with strings one way or another. There’s no way to avoid them — when writing code, you’re doomed to concatinate strings every day, split them into parts and access certain characters by index. We are used to the fact that strings are fixed-length arrays of characters, which leads to certain limitations when working with them. For instance, we cannot quickly concatenate two strings. To do this, we will at first need to allocate the required amount of memory, and then copy there the data from the concatenated strings.